Privacy Policy

This Privacy Policy explains how [LEGAL ENTITY NAME], operating as Clearpath Quote ("Clearpath Quote," "we," "us," or "our"), collects, uses, and shares information when you visit our websites or complete a coverage quiz. It supplements — and does not replace — the TCPA consent language presented on each quiz form and in each page footer at the time you submit your information.

1. Information We Collect Directly From You

We collect information directly from you when you complete a coverage quiz on our site. This includes:

• Contact information you provide: your name and phone number.
• Quiz and lead answers, including the type of coverage you are looking for, your age range, tobacco use, and general health status.
• Technical information, including your IP address, device and browser type, operating system, referring URL, and pages viewed.
• Cookies and similar technologies, including analytics and advertising identifiers, and ad click identifiers passed through the URL.

2. Sensitive Personal Information

Your answers about tobacco use and general health status are treated as sensitive personal information under the California Privacy Rights Act (CPRA) and similar state laws. We use this information to match you with one licensed insurance producer who can quote appropriate coverage. You may ask us to limit the use of your sensitive personal information at any time — see Do Not Sell or Share My Personal Information.

3. Why We Collect It and How We Use It

We collect this information to match you with one licensed insurance producer based on your quiz responses and to deliver the service you requested. We also use it to measure ad and site performance, serve future ads to prior visitors, detect fraud, secure our systems, and comply with law.

4. How We Share and Sell Your Information

When you submit a quiz, your information is sold or shared with the one licensed insurance producer we match you with, through our producer platform and our internal systems. Each lead is exclusive — your information is provided to a single producer, not shared with a pool of producers.

We also share information with:

• Service providers who process data on our behalf, including Google Analytics (analytics) and Meta (Facebook/Instagram Pixel — advertising and measurement), plus our hosting and infrastructure providers.
• Legal and safety recipients, when disclosure is required by law or to protect rights, property, or safety.
• Successors in the event of a merger, acquisition, or sale of assets.

The transfer of your personal information to a licensed insurance producer, as well as certain analytics and advertising cookie activity described above, may constitute a "sale" or "sharing" of personal information under the California Consumer Privacy Act (CCPA/CPRA) and similar state laws. You can opt out using the methods on our Do Not Sell or Share My Info page.

5. Cookies and Analytics

We use Google Analytics to understand how visitors use our site and Meta Pixel to measure advertising performance and serve ads to prior visitors. These tools use cookies and similar technologies to collect technical and usage data. You can opt out of the sale or sharing of personal information for advertising and analytics purposes through our Do Not Sell or Share My Info page.

6. Data Retention

We retain lead records and TCPA consent records for at least five (5) years to document your consent, defend against claims, and meet legal, tax, and audit obligations. We may retain aggregated or de-identified information longer.

7. Your Rights

Depending on where you live, you may have the right to:

• Access or receive a copy of the personal information we hold about you.
• Delete your personal information, subject to legal exceptions.
• Correct inaccurate personal information.
• Opt out of the sale or sharing of your personal information.
• Limit the use and disclosure of your sensitive personal information (including tobacco and health answers).
• Be free from unlawful discrimination for exercising these rights.

Submit a request through our Do Not Sell or Share My Info page, or by emailing us at the address below.

8. Children's Privacy

This site is not directed to individuals under 18, and we do not knowingly collect personal information from anyone under 18.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be reflected in the "Last updated" date at the top of this page.

10. Contact

[LEGAL ENTITY NAME] — Email: [PRIVACY EMAIL]